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Cyber Risks & Liabilities

HR Tech Trends for 2021

Technology was forced to rapidly advance in 2020 due to the global health crisis, which found organizations scrambling to adapt to remote working. HR technology  as well as cyber risk and liabilities were no exception. With the implementation of virtual onboarding processes, the creation of fully-automated payroll systems and more, HR technology adjusted to the needs of organizations in 2020. (more…)

Safety Focus – Working in Cold Weather Conditions

The most common causes of hypothermia are exposure to cold weather and immersion in cold water.

First Aid for Hypothermia

When working outdoors in cold weather conditions, the risk for hypothermia rises. This risk is particularly apparent for recreational workers, snow cleanup crews, construction workers, police officers, firefighters and other workers whose jobs require them to be outdoors in colder months. As such, it’s important to understand how to keep yourself and others as safe as possible in these conditions. (more…)

Insurance for Watercraft and Recreational Vehicles

Protection for every Terrain

Insurance for Watercraft and Recreational Vehicles – Whether you  snowmobile through covered fields or venture out into the backwoods’ trails on your ATV, quad, or UTV…  wherever you are at play, we have your ride covered. (more…)

Budgeting for the Holidays

Did You Know?

The leading cause of stress during the holiday season derives from money problems. If you are like most consumers, you have not planned ahead and may find yourself struggling for cash come January. Proper budgeting and smart shopping techniques will help you stay within budget while finding something special for everyone on your list.  Read these tips on how to budget properly from KRGinsure.

Home Matters – Decorating Safely for the Holidays

As the holiday season gets into full swing, many families decorate to spread cheer and make their homes more festive. While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe this holiday season, consider these decorating tips.

Commercial Insurance Winter Weather Liabilities

Commercial Insurance Winter Weather Liabilities – The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability. If you deal with either commercial or residential property, you are responsible for the side effects of winter. (more…)

Winter Home Maintenance Tips

Winter weather can be unpredictable, and cold temperatures, high winds, ice and snow can cause serious damage to your home. To avoid costly weather-related repairs, it’s important to prep your home and property for winter. Consider these maintenance tips to keep your home cozy and safe inside…

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