January 7, 2019
New Years Resolutions
In One Year and Out the Other—Making 2019’s Resolutions Last
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December 24, 2018
THE BENEFITS OF BUSINESS INTERRUPTION INSURANCE
Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputation damages or long-term closures.
That’s where KRG commercial insurance in Canada can help. This form of coverage provides protection against a variety of common interruptions, including natural disasters, equipment damage and vandalism.
The following are some benefits of business interruption insurance: (more…)
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December 20, 2018
HOLIDAY AND WINTER DRIVING SAFETY TIPS
Driving during the holidays is even more dangerous than at other times of the year. Weather and road conditions can be hazardous – think snow, ice, fog and reduced visibility. In addition, there may be more than the usual number of impaired or fatigued drivers on the road as well as drivers who may be stressed by the holidays and thinking of things other than driving.
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December 10, 2018
Creating Pre-incident Fire Plans
Recent fires in British Columbia have contributed to one of the worst fire seasons on record, leading to more than 12,984 sq. km of damage and illustrating the importance of proper preparation. Not only can fires cause major property damage, but they can also endanger your employees, business operations and supply chains. However, you can prepare your business ahead of time by making a comprehensive fire plan. To help with the creation process, consider the following: (more…)
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November 27, 2018
Know Your Insurance – Life Insurance in Canada
Life insurance isn’t a pleasant thing to think about, and it may seem like an unnecessary expense. But if you have dependents who rely on you for financial support, then life insurance is really about protecting them in case something happens to you. With life insurance in Canada, you can keep paying off your mortgage and other debts, maintain your family’s current living situation and create funds for your family’s future. Securing a strong financial future begins with planning. (more…)
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November 13, 2018
Life Insurance in Canada
Even if you already have life insurance through your employer, you may be underinsured. If you’d like the security of knowing that you have enough life insurance coverage in a place like Canada, we can work with you to ensure that there aren’t any gaps in your current coverage.
How Much Life Insurance Do You Need?
To find the right amount of coverage, it’s important to weigh your dependents’ current lifestyle and spending needs against their future sources of income and assets. (more…)
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November 12, 2018
Personal Lines Perspective Newsletter
Life
Cold and flu season is upon us, and many Canadians will begin experiencing symptoms like sore throats, runny noses, coughs, fevers or muscle aches. While a trip to the doctor is important and can help you recover quickly, there are a number of supplemental home care strategies that can help you further recuperate.
Personal Lines Perspectives Newsletter
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November 6, 2018
Auto Insights – Winter Tires
Auto and driver risk management tips provided by: KRG Insurance Brokers
Did You Know?
Wintery conditions can make roads difficult and even dangerous to traverse. In fact, winter driving can be so hazardous, some provinces like British Columbia have made winter tires mandatory on some roads. Prior to purchasing winter tires, it’s critical to understand your options and some general best practices.
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October 22, 2018
CYBERRisks & Liabilities – Understanding & Preventing Data Breaches
What do Kroger Co., Best Buy Canada, AbeBooks and major U.S. banks and credit card issuers like Barclays Bank and Capital One have in common? All these companies have been victims of a data breach in 2012, totalling millions of stolen records that include personal information such as social insurance numbers, credit card numbers and bank account numbers.
If your company handles critical assets such as customers’ personal data, intellectual property or proprietary corporate data, you are at risk of a data breach. It doesn’t matter if you are a Fortune 500 company or a small “ma and pa” shop, cyber thieves are always looking for their next score. It is often assumed that smaller businesses can escape attention from cyber crooks, but according to the Symantec SMB Threat Awareness Poll Global Results, 40 per cent of data breaches were at small to mid-sized businesses. No company of any size is completely safe from a data breach.
October 22, 2018
Architects & Engineers: You Need Professional Liability Insurance
As an engineer or architect, you work in a highly skilled, detail-oriented industry and are expected to provide quality design services that are free of errors or omissions. Despite your expertise, knowledge and best intentions, the reality is that not all projects are error-free, and eventually a mistake or misjudgment is bound to occur. Even the smallest error can have serious consequences. If a client believes damages are due to a mistake on your part, he or she can sue your company. It is important to protect yourself against this potentially devastating liability. The cost of defending yourself in court can be huge, not to mention the restitution costs if you’re found at fault. A professional liability policy will cover these costs in the event of such a claim, which may otherwise financially cripple your business. (more…)
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