Know Your Insurance

Understanding Landlord Insurance

Renting out property can be a good way to secure additional income, but it doesn’t come without some barriers to entry. Specifically, investing in real estate and renting it out to tenants involves a type of coverage called landlord insurance, which differs from home insurance. Home insurance traditionally covers property, contents and personal liability to the resident and anyone else living in the home. On the other hand, landlord insurance covers property owners like you from financial losses at your rental establishments. It often covers the building, contents that you own on the property, liabilities that might come up from property ownership and loss of rental income. (more…)

Protecting Your Business During Civil Unrest

Protecting Your Business During Civil Unrest – Civil unrest can create unique challenges for businesses. Specifically, business owners face the risk of vandalism, stolen or damaged goods and extensive property damage. With this in mind, it’s crucial to take steps to mitigate the risk of potential damages to your business during periods of civil unrest. (more…)

Cyberespionage Explained

Cyberespionage Explained– Cyberespionage is a type of cyberattack that involves an unauthorized user (or multiple users) accessing a victim’s sensitive information in order to secure economic benefits, competitive advantages or political gain. Also known as cyberspying, the primary targets of such cyberattacks include government entities, large corporations and other competitive organizations. (more…)

Agriculture Insurance Risk Advisor

Agriculture Insurance Risk Advisor – Advantages of Adopting Vertical Farming

Today’s climate crisis is causing unpredictable conditions, making it a challenge to continue with traditional agricultural practices. Yet, the agriculture industry is developing new and innovative ways to carry out food production, one of which is vertical farming. (more…)

Construction Insurance Risk Insights

Structural Issues and Aging Buildings

Construction Insurance Risks Insights – While modern building codes and structural engineering have made buildings extremely safe, facilities managers must maintain a high level of upkeep for them to remain that way. As buildings age, they can lose their structural integrity. As such, if simple repairs are left untended, they can balloon into bigger issues, potentially causing significant damage that can interrupt operations and/or even endanger others.


Risk Insights

Business Interruption and Supply Chain Crisis

Business Interruption and Supply Chain Crisis – The COVID-19 pandemic spurred a supply chain crisis as businesses were forced to halt operations to slow the spread of the virus and prioritize employee health and safety measures. In addition, consumer demand is increasing, especially for automobiles, furniture, building equipment and appliances. As business operations begin to normalize, the exploding consumer demand is causing bottlenecks throughout the global supply chain. (more…)

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