The RRJ Insurance Group Ltd. is very pleased to officially announce the purchase of the Cambridge, Ontario location of All-Risks Insurance Brokers effective March 1, 2019. This All-Risks Insurance Brokers Cambridge branch will merge and operate under the name of Pioneer Insurance Brokers, A Division of RRJ Insurance Group Ltd.

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Home Matters

Did You Know?

If your home becomes uninhabitable for reasons covered in your tenant insurance policy, the insurance company will reimburse you for your temporary living expenses until you are able to find a new place to live. Tenant insurance is there to protect the belongings in your home and so much more.


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What is Critical Illness Insurance?

In the event that you are diagnosed with a critical illness, medical bills, mortgages, utilities, groceries and other expenses can pile up quickly. What’s more, those suffering from a critical illness may not be able to work at all, making it all the more difficult to make monthly payments and remain financially secure. That’s where critical illness insurance can help. (more…)

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Lifestyle Lessons

Did You Know?

Life Insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history. Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier!

Calculating Life Insurance Premiums

When applying for KRG life insurance In Canada, you will be asked to provide information about your medical history and take a physical examination. (more…)

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Life Insurance

Even if you already have life insurance through your employer, you may be underinsured. If you’d like the security of knowing that you have enough life insurance coverage in place, KRG life insurance in Canada can work with you to ensure that there aren’t any gaps in your current coverage.

How Much Life Insurance Do You Need?

To find the right amount of coverage, it’s important to weigh your dependents’ current lifestyle and spending needs against their future sources of income and assets. (more…)

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New Years Resolutions

In One Year and Out the Other—Making 2019’s Resolutions Last

“New Year’s resolutions can be a great way to motivate yourself and make positive life changes. However, sticking to resolutions like new diets or spending habits can take some serious dedication.”
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Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading to serious reputation damages or long-term closures.

That’s where KRG commercial insurance in Canada can help. This form of coverage provides protection against a variety of common interruptions, including natural disasters, equipment damage and vandalism.

The following are some benefits of business interruption insurance: (more…)

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Driving during the holidays is even more dangerous than at other times of the year. Weather and road conditions can be hazardous – think snow, ice, fog and reduced visibility. In addition, there may be more than the usual number of impaired or fatigued drivers on the road as well as drivers who may be stressed by the holidays and thinking of things other than driving.



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Creating Pre-incident Fire Plans

Recent fires in British Columbia have contributed to one of the worst fire seasons on record, leading to more than 12,984 sq. km of damage and illustrating the importance of proper preparation. Not only can fires cause major property damage, but they can also endanger your employees, business operations and supply chains. However, you can prepare your business ahead of time by making a comprehensive fire plan. To help with the creation process, consider the following: (more…)

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