Commercial/Industrial Property
Protecting your commercial or industrial property is crucial to ensuring the continuity and success of your business. KRGinsure offers specialized insurance solutions designed to cover a wide range of potential exposures, safeguarding your assets and operations.
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Coverage Options for Commercial/Industrial Properties
General Liability Insurance (CGL)
The only way to effectively protect the assets of your business is to carry adequate Commercial General Liability (CGL) Insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable.What Does CGL Cover?
Automatic Additional Insured
Coverage is provided for written contracts, agreements, and permits.
Personal and Advertising Injury
Protects against offences made by you or your staff during the course of business, such as libel, slander, disparagement, or copyright infringement in advertisements.
Defence Costs
Provides coverage for legal expenses for liability claims brought against your business, regardless of who is at fault.
Medical Expenses
Provides coverage for medical expenses if someone is injured on your premises or by your products.
Occupiers and Operations Liability
Provides coverage for bodily injury and property damage sustained by others on your premises or in conjunction with your business operations.
Products Liability
Provides coverage for bodily injury and property damage sustained by others as a result of your products.
How Much Coverage Does Your Business Need?
The amount of coverage that your business needs depends on three factors: perceived risk, where you operate your business, and the type of products you manufacture.
- Perceived Risk: Consider the amount of risk associated with your business operations and functions. For instance, if you manufacture heavy machinery, you would generally need more coverage than another organization that manufactures stuffed animals.
- Premises and Operations Liability: If you operate in a province or area that has a reputation for rewarding high damages, then you may wish to purchase higher limits of liability.
- Type of Product Manufactured: If you manufacture a dangerous product, you may want to carry higher limits of liability.
Other Ways to Protect Your Business, In Addition to CGL:
- Establish a high standard for product quality control at your organization.
- Keep all company records up to date and accurate.
- Train your employees thoroughly and properly.
- Ask KRGinsure for safety and compliance information.
Why Insure Your Commercial or Industrial Property?
Commercial and industrial properties face unique risks, including property damage, liability issues, and operational interruptions. Specialized insurance coverage helps mitigate these risks, providing financial protection and peace of mind.
Who Is This For?
KRGinsure’s commercial and industrial property insurance solutions are ideal for:
Manufacturers
Protecting your production facilities, equipment, and products.
Warehouse Operators
Ensuring the safety of your inventory and assets.
Industrial Facilities
Covering the extensive machinery and equipment used in your operations.
Commercial Property Owners
Safeguarding your buildings and tenant spaces from various risks.
Contact KRGinsure & get your quote today!
Our team of experts is here to provide you with the best insurance solutions and exceptional service. Let’s begin!
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Get Started Today
Protect your commercial or industrial property with comprehensive insurance solutions from KRGinsure. Contact us today to get a personalized quote and see how we can tailor an insurance policy that meets your needs and budget.