Personal Lines Insights – September 2021
Securing Your Personal Devices
Every day, individuals of all ages spend a significant amount of time on tablets, laptops and other smart devices. That being said, it’s critical this technology remains secure from cybercriminals and malware. Any device left unprotected could easily be targeted in a data breach, leading to compromised personal information and—in severe cases—identity theft.
To ensure your information isn’t accessed and exploited by cybercriminals, consider these personal device security tips.
- Protect your devices. Use a passcode, PIN, fingerprint lock or facial identification to keep devices as secure as possible.
- Don’t forget to log out. Always log out of mobile apps and websites when you’re done using them. If you don’t log out and someone gets access to your device, they could quickly locate and steal your login credentials or other personal information.
- Use Wi-Fi cautiously. Avoid connecting devices to public or unsecured (no password required) Wi-Fi networks. Use only legitimate, private networks—and never conduct financial business or access sensitive data while on public networks.
- Keep a remote backup of critical data. Back up any sensitive information to your computer or to a cloud-based service.
- Use an antivirus program. These programs provide enhanced security—safeguarding your apps, documents and other important files from being infected with malware before you open them.
Technology will always be a target for viruses and cyberattacks. Nevertheless, following these tips for securing your devices will help keep you (and your information) safer. Contact KRGinsure for more personal risk management
Protecting Your Vehicle From Theft
Vehicle theft is a multibillion-dollar crime, with a vehicle stolen every six minutes in Canada. In fact, during 2019 alone, about 87,006 vehicles were stolen across the country.
Don’t become the next victim of vehicle theft. Follow these prevention tips to protect your vehicle from theft:
- Always keep your vehicle locked, even when driving.
- Install anti-theft devices within your vehicle—such as steering wheel locks or fuel cut-off switches.
- Don’t leave your vehicle running and unattended.
- Never leave valuables visible in your vehicle, as these items could attract potential thieves. Stow important items out of sight.
- Contact the police immediately to file a report if your vehicle is stolen. You’ll also need to notify your insurance company to kickstart the claim process.
Some precautionary measures—and common sense—can greatly reduce the odds of your vehicle being stolen. Remember, anything you can do to make your vehicle a less appealing target can help prevent a theft from occurring.
Eliminating Household Radon Dangers
Homeowners like you can be exposed to radon primarily from breathing it in along with the air that comes through these cracks and gaps. When you breathe in radon, radioactive particles from radon gas can get trapped in your lungs, which can lead to lung cancer. In fact, Health Canada estimates that 16 per cent of lung cancer deaths are related to being exposed to radon in the home.
To ensure that you and your family can breathe easily, it’s important to test your home for radon. Consider the following testing tips and safety guidance to eliminate radon dangers in your household:
- Get your home tested for radon if it has never been tested before, or if it’s been two years since the last test. If your house has been renovated since it was last tested for radon, have it tested again.
- Order a radon testing kit by mail from a qualified radon measurement service provider or local hardware store. Otherwise, consider hiring a qualified radon tester—often also a home inspector.
- Consider installing a radon mitigation system to protect your household from radon dangers along with getting your home tested. A qualified radon reduction contractor can often install a system in less than a day. If your home’s water source has high levels of radon as well, a point-of-entry treatment device can be installed to reduce emissions.
Any home can have a radon problem. This includes new and old homes, well-sealed and drafty homes, and homes with or without basements. You cannot predict radon levels based on province, local and neighbourhood radon measurements. Contact your province’s radon office for more information about radon risks in your area.
Contact KRGinsure for additional home safety information.