High Net Worth Clients

As your wealth grows, so does the complexity of protecting your assets. At KRGinsure, we understand that high net worth individuals require more than generic insurance products. Our Private Client Division specializes in providing tailored insurance solutions designed to protect your high-value property and unique assets with the utmost precision and care.

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Tailored Coverage Options for High Net Worth Clients

High Value Property Coverage

Provides comprehensive protection for high-value homes with unique features and custom details, ensuring that your property is adequately covered against various risks.

Wine Collections Coverage

Specialized coverage for wine collections, protecting against theft, damage, or loss. This coverage ensures your investment in fine wines is preserved.

Fine Art Coverage

Offers protection for valuable artworks, including paintings, sculptures, and other collectibles. Coverage can be tailored to account for the unique value and fragility of fine art.

Jewelry Coverage

Comprehensive coverage for high-value jewelry, protecting against loss, theft, or damage. This ensures your precious pieces are covered wherever you are.

Excess Liability Coverage

Provides additional liability protection beyond the limits of your standard policies. This is essential for high net worth individuals with significant personal assets at risk.

Antique/Classic Auto Coverage

Specialized coverage for antique and classic cars, offering protection based on the appraised value of your vehicles rather than depreciated market value.

Kidnap & Ransom Coverage

Offers financial protection and expert support in the event of a kidnap or ransom situation, ensuring that you and your family are covered during crises.

Identity Theft Coverage

Provides protection against identity theft, including coverage for legal expenses, lost wages, and other costs associated with restoring your identity.

Watercraft Coverage

Comprehensive insurance for high-value boats and yachts, including coverage for liability, hull damage, and personal effects on board.

Why High Net Worth Clients Need Specialized Insurance

With increasing net worth, your liabilities and valuables become more significant. Standard insurance policies often fall short of offering the comprehensive protection required for high-value homes, luxury vehicles, and valuable collections. Our dedicated brokers are experts in assessing the unique risks and needs of affluent clients, ensuring that your insurance coverage matches the quality and detail you expect in all aspects of your life.

Who Is This For?

KRGinsure’s high net worth insurance is perfect for:

Affluent Homeowners

With high-value properties that require specialized coverage.

Collectors

Owning valuable collections of wine, art, or jewelry needing tailored protection.

Luxury Car Owners

Seeking insurance for antique, classic, or high-performance vehicles.

High Profile Individuals

Requiring excess liability, kidnap, and ransom coverage for personal security.

Watercraft Enthusiasts

Owning high-value boats and yachts in need of comprehensive insurance.

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Get the Protection You Deserve

Your home, vehicles, and valuables deserve the best insurance coverage available. Contact KRGinsure’s Private Client Division today to discuss your needs and receive a personalized insurance plan that provides the highest level of protection and service.

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