Recreational Vehicle Insurance

Covers costs if you’re responsible for causing injury to others or damaging their property in an accident. This includes:

• Legal Fees: Coverage for legal expenses if you’re sued.
• Property Damage: Pays for repairs to other people’s property.
• Medical Expenses: Covers medical costs for injured parties.

Covers non-collision-related damages such as:

• Natural Disasters: Protection against damage from events like floods or hurricanes.
• Theft: Covers stolen RVs.
• Vandalism: Protects against intentional damage.
• Animal Collisions: Coverage for impacts with animals.

Protects against property damage or medical expenses if the at-fault driver has insufficient or no insurance.

Reimburses for damage to your RV if you collide with another vehicle or stationary object.

Protects your personal belongings inside the RV, including furniture, electronics, and clothing.

Provides support for towing and roadside emergencies, such as breakdowns or flat tires.

Covers costs if your RV becomes unusable, including temporary lodging and transportation.

Reimburses the value of your RV at purchase, minus depreciation. For losses in the first five years of ownership, it typically covers the full replacement value without depreciation.

Covers legal fees, property damage, or medical expenses if someone outside your family is injured in or near your RV when parked.